Najma Zanelli
Two free newsletters

I write every week because clarity does not scale any other way.

Two newsletters. Two audiences. Zero fluff, zero sponsored nonsense, and no advice I would not follow myself.

Live Rich Retire Rich Copia Health Insider
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For professional women and business owners

Live Rich Retire Rich

For: Professional women and business owners building wealth on their own terms.

What you get: One long form issue every week. Real strategy, written in plain English, from someone who spent 20 years inside the institutions that sell you financial products.

Recent issues have covered:

  • Investor psychology and why smart people sell at the bottom
  • The Hold On Fund, and why "emergency fund" is the wrong name for it
  • COBRA versus ACA, and the math nobody runs until it is too late
  • MOOP and out of pocket planning most people discover during a crisis
  • AI, workplace disruption, and what it means for your income
  • Estate planning without the intimidation
  • Why "later" is the most expensive word in personal finance
Subscribe free
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For health insurance agents and agency owners

Copia Health Insider

For: Health insurance agents, Medicare producers, and agency owners.

What you get: Medicare insight from someone who worked inside the carrier and now runs an agency, plus guest experts from across the industry. Written to help you build wealth, not just chase the next commission check.

Coverage includes:

  • Medicare Advantage plan mechanics explained the way agents actually need them
  • Enrollment period strategy and AEP execution
  • Compliance clarity: SOA, TPMO, marketing rules, FWA
  • Compensation, recoupment, persistency, and NTO, and how they quietly shape your income
  • Building an agency you own instead of a book you rent
  • Guest experts from carriers, FMOs, and top producers
Subscribe free
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Why free

Because trust is earned before it is asked for.

Because the people who most need this cannot afford a coach yet, and because I would rather earn your trust for a year before I ever ask you for anything. If the work is good, you will know where to find me.

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